Internet banking is becoming the norm in Nigeria, as it is in other emerging nations worldwide. Nonetheless, many Nigerians cannot afford smartphones to conduct many of these financial activities online, and many of those who can afford smartphones do not utilize them to conduct online banking transactions.
For people who do not have access to enablers like the internet, smartphone, or computer, the banking system has created an alternative known as Unstructured Supplementary Service Data (USSD).
All current banks in Nigeria now employ USSD codes for basic financial transactions, reducing stress on bank staff and allowing consumers to execute chores without needing to visit the banking hall.
USSD codes are diverse and simple to remember, starting with an asterisk (*) and ending with a hashtag (#). Things have changed in Nigeria, and the financial industry is no exception. Nigerian banking has moved from physical to mobile and internet banking.
Banks have benefited from mobile banking’s convenience and quickness, increasing industry efficiency. You no longer need to go to the bank to transfer funds, recharge phones, or pay bills. You may accomplish this either on the move or at home by dialing your bank’s USSD code.
Unstructured Supplementary Service Data (USSD) codes have made banking and financial operations simpler for Nigerians. The USSD code eliminates the requirement for internet access. Unlike mobile app banking (which is also wonderful), USSD codes may be used on any phone without internet. No need for an app.
Customers may create bank accounts, check balances, generate OTP for ATM withdrawals, pay bills, purchase airtime, apply for loans, buy products and services, transfer money, and more using their bank’s USSD code.
The best part about USSD codes is that they work on any mobile phone, even the cheapest in the world, and they function without the internet, so you don’t need to be online to complete a financial transaction. This page contains the USSD codes for all banks in Nigeria. You may use these numbers for any sort of account, such as current, savings, domiciliary, business, etc.
All Mobile banking USSD Codes For banks in Nigeria
Today in This Article We Lean About All Mobile Banking USSD Codes Banks in Nigeria. If You want to Know All Mobile Banking USSD Codes Banks in Nigeria So carefully read our Complete Article For Better Understanding So here is a Complete Guide All Mobile Banking USSD Codes Banks in Nigeria.
|Nigeria Bank Name||USSD Code|
|Guaranty Trust Bank (GTB)||*737#|
|First City Monument Bank (FCMB)||*389*214#|
|United Bank for Africa (UBA)||*919#|
|Stanbic IBTC Bank||*909#|
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