Best Answer, green dot negative balance A Green Dot card with a negative balance means that you have gone overdrawn and owe money to the card issuer. This can happen if you spend more money than you have on your card or if you take money out of an ATM and don’t have enough money in your account to cover the withdrawal.
Green dot negative balance
If your Green Dot card shows a negative balance, it indicates that you have gone over your spending limit and now owe money to the company that issued the card. This may occur if you make a cash withdrawal from an ATM when there is not enough money in your account to cover the withdrawal, or if you make a purchase that exceeds the amount of money that is available on your card.
Green Dot overdraft suspended
Yes. If you continue to make the necessary direct deposits, and your account continues to be in good standing, then you will continue to be eligible for the coverage that you now have.
Green Dot overdraft protection
Your overdraft protection will pay for any purchase transactions that take your available balance below the required minimum.
The majority of banks charge an average of $34 for each overdraft. Green Dot’s overdraft fees are, on average, fifty percent lower than those charged by competing financial institutions. 2 In point of fact, most Green Dot clients do not have to pay a charge since they pay off their overdrafts within the first day! 3
Does Green Dot affect your credit
The interest rates on Green Dot credit cards are competitively low when compared to those on other secured credit cards, and unlike with the vast majority of other issuers, applying for one will not have a negative effect on your credit score. (A hard pull on your credit record is not something that Green Dot conducts.)
Green Dot customer service
Get in touch with Green Dot Bank by dialing (866) 795-7597 or the number shown on the reverse side of your Card, sending a letter to Green Dot Bank at P.O. Box 5100, Pasadena, California 91117, or going online to greendot.com.
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